1. Minor Savings Plan (Oct-Dec 2025 Quarter)
What is the best interest rate of any small savings scheme, as announced by the government, in the month of October-December 2025?
a) Public Provident Fund (PPF)
b) Senior Citizen Savings Scheme (SCSS).
c) National Savings Certificate (NSC).
d) Kisan Vikas Patra (KVP)
Response: b) Senior Citizen Savings Scheme (SCSS).
Explanation: The highest interest rate will be 8.2 on both Sukanya Samriddhi Scheme and Senior Citizen Savings Scheme (SCSS). Of the available alternatives, SCSS is the right one.
2. Inoperative Accounts Scheme of RBI.
According to the new scheme of the RBI, what is the highest amount that a bank can get on re-activating a bank account that has been inoperative in the last 9 years?
a) 5% of the amount or ₹5,000
b) 6% of the amount or ₹10,000
c) 7% of the amount or ₹15,000
d) 7.5% of the amount or ₹25,000
Answer: c) 7% of the amount or ₹15,000
Explanation: Under the differential payout structure, an inoperative account of 8-10 years is eligible to receive a payout of 7% of the account or 15,000 whichever is lesser.
3. NHAI's QR Code Initiative
What is the main objective of having the QR code signboards along National Highways by NHAI?
a) To sell adverts of local companies.
b) To foster digital transformation and transparency as well as convenience of the commuters.
c) To install all the physical signboards in favor of digital ones.
d) To automatically charge the vehicles passing the toll points.
Purpose: b) To bring about digital transformation, transparency, and convenience of commuters.
Explanation: The main aim of the initiative is to employ the use of technology in order to deliver project information, contact sites in case of emergency and availability of facilities around the area to increase transparency and the commuter experience.
4. Equitas SFB Partnership TATA AIG.
The bancassurance arrangement between TATA AIG and Equitas SFB is basically targeting:
a) Integrating the two companies into one.
b) Widen the branch network of Equitas SFB to provide TATA AIG with an expanded insurance coverage.
c) offers loans to TATA AIG employees.
d) Creation of an application of a new digital payment.
Reason: b) Increasing the insurance penetration of TATA AIG by means of the Equitas SFB system of branches.
Rationale: Bancassurance distribution is the major emphasis of the partnership, as it enables TATA AIG to market its insurance products to the vast customer base of Equitas Small Finance Bank.
5. OpenAI's Valuation
What was the name of the largest secondary sale of shares that OpenAI made to reach its historic value of 500 billion dollars?
a) Microsoft
b) SoftBank
c) SpaceX
d) ByteDance
Answer: b) SoftBank
Explanation: The valuation milestone has been explicitly mentioned in the article as having been achieved following a significant sale of secondary shares to SoftBank.
6. Digital Gifting Feature of Bank of Baroda.
What is the peculiarity of the eRUPI vouchers that Bank of Baroda has activated?
a) There is a possibility to convert them to foreign currency.
b) they are prepaid, non-transferable, and purpose specific.
c) They provide a set rate of interest on redemption.
d) They may be applied in international online shopping.
Response: b) They are purpose specific, pre-paid,