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Sugamaya Bharat App Revamped Current Affairs Oct 2025

  • Launch Details:
    • Re-introduced at Purple Fest, Goa.
    • Holding at Department of Empowerment of Persons with Disabilities (DEPwD) Ministry of Social Justice and Empowerment.
  • Purpose:
    • Make digital services more accessible to the disabled.
    • Acts as a single point centre where government programs, scholarships, employment opportunities, grievance redressal and government accessibility are made.

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Green Sea Turtle Upgraded-Current Affairs Oct 2025

  • IUCN Status Change:
    • Changing to Least Concern.
    • Conservation efforts have also led to a rise in population by about 28 percent since 1970s.
  • Ecological Importance:
    • Tropical marine ecosystems Keystone species.
    • Conserve coral reefs and seagrass meadows and help in biodiversity.
    • Significant cultural, religious, and economic functions at the coasts.

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Microfinance Loan defaults Proliferate -Current Affairs Oct 2025

Sharp Rise in Delinquencies:

  • Microfinance non-performing loans (PAR 30+) increased to 6.2% in 2024-25 compared to 2.1% in 2023-24 which shows that the sector is becoming more stressed.

Severe Non-Performing Trend:

  • The number of loans outstanding by 90+ days (serious NPAs) rose to 4.8 percent in the same period.

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BANKING, FINANCE and BUSINESS Current Affair

"RBI Kehta Hai" Public Awareness Initiative 

  • Vitality: "RBI Kehta Hai" (RBI Says) awareness campaign.
  • New Channel: Official WhatsApp verified channels were launched to share official updates.
  • WhatsApp Numbers:
  • 99309 91935 (Newly added)
  • 99990 41935 (Already in use)
  • Purpose: Access to realize the power of financial information to the population and enhance trust.
  • Security Advisory: People were advised to use only blue-ticked verified RBI accounts in order to be genuine.
  • Other Source: official site - rbi.org.in.

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BANKING, FINANCE and BUSINESS Current Affairs

RBI Expands the Integrated Ombudsman Scheme.

  • Scheme: Reserve Bank - Integrated Ombudsman Scheme (RB-IOS)
  • Change: The Scope was to be expanded to cover State and Central Co-operative Banks.
  • Effective Date: November 1, 2025
  • Legal Authority: Section 35A of the banking regulation act, 1949.

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