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Government of India Floating Rate Bond 2028-Interests Update

  • Interest rate 6.22 per annum October 4, 2025 to April 3, 2026.
  • Basis: Likewise, Average weighted yield (WAY) of the three 182-Day Treasury Bill auction as of the 4th of October, 2025.

The Major Attributes of GOI Floating Rate Savings Bonds (FRSBs):

  • Interest bearing, non-tradeable bonds, which are repayable in 7 years.
  • Eligible Investors: Residents, joint holders, minors guardians and Hindu Undivided Families (HUFs); NRIs are not eligible.
  • Minimum Investment: 1000(in multiples); there is no upper limit.
  • Interest Payment: semi-annual on January 1 and July 1; rate readjusted after every six months.
  • Rate adjusted to NSC rate at an added +35bps.
  • None; cumulative interest not allowed; amount is repaid at maturity.

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