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RBI Provides requirements on foreign AT1 Bonds

Oct 04, 2025

1. New Regulatory Directions

  • Publication date: 21 March 2012.
  • Document: Basel III capital regulations - PDI in AT1 capital - the eligible limit of foreign currency / rupes denominated bond overseas directions, 2025.
  • Effective Date: October 1, 2025.
  • Legal Power: It is issued under Section 35A of the Banking Regulation Act, 1949.

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Loan Rate Switches Discretion and Transparency

Oct 04, 2025

1. Core Change: Replace Floating by Fixed Rate.

  • Past Rule: This was required of lenders to provide this option.
  • New Rule (Effective Oct 1, 2025): It is now discretionary on the part of the lender.
  • Lender Policy: The right to change will be regulated by the policy that is approved by the Board of the lender, and the number of changes that can be made during the lending time.

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RBI Modifies Lending Regulations of Gold and Silver Collateral Effective October 1 2025

Oct 04, 2025

1. Basic Announcement

  • Published by: Reserve Bank of India (RBI).
  • Source: Amendment to Lending Against Gold and Silver Collateral Directions, 2025.
  • Effective Date: October 1, 2025.

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Unions Cabinet agrees to 3 percent DA-DR increase

Oct 04, 2025

1. Basic Approval & Details

  • Authorized by: Union Cabinet, under Prime Minister Narendra Modi.
  • Perquisite: Extra instalment of Dearness Allowance (DA) and Dearness Relief (DR).
  • Purpose: To buy back the employees of the central government and pensioners to cover the price increase (inflation).

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RBI Draft Amendments to Credit Information Reporting Effective April 1 2026

Oct 04, 2025

1. Basic Announcement

  • Dated: 22 nd March 2010.
  • Draft amendments to the Credit Information Reporting Directions, 2025.
  • Effective Date: April 1, 2026.
  • Aim: To reinforce the credit reporting system.

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