Alwar District Becomes India First to Achieve 100 Percent Insurance Coverage Milestone

Alwar Makes History as First Fully Insured District Under National 'Secure India' Vision

Alwar district in Rajasthan has achieved a landmark milestone by becoming the  first district in India to attain 100% insurance coverage  under the national 'Insurance for All by 2047' roadmap. This accomplishment marks a significant step toward the central vision of building a  'Secure India–Insured India'  by ensuring comprehensive risk protection reaches the grassroots level.

About the National 'Insurance for All by 2047' Initiative
This transformative goal is a  joint initiative of the Government of India and the Insurance Regulatory and Development Authority of India (IRDAI) , operating under the  Ministry of Finance . The program aims to achieve  universal insurance coverage by the centenary of India's Independence in 2047 , with core principles of  inclusion, affordability, and last-mile delivery  to strengthen the nation's social security framework.

Execution Through Systematic Door-to-Door Surveys
The achievement in Alwar was made possible through a meticulous, systematic  door-to-door survey  that identified  1,367 previously uninsured individuals above the age of 10  across nine villages. By enrolling these beneficiaries into formal insurance schemes, the district achieved complete saturation. This process ensures no eligible resident is excluded, creating a  replicable model for other districts  nationwide.

Villages Declared Fully Insured and Institutional Support
The nine villages that have been officially declared fully insured are:  Bhulla Ka Bas, Bichpuri, Palankheda, Antapada, Hanumanta, Kalyanpura, Morodkhurd, Kodalka, and Lalpur . Insurance policies were formally distributed at a ceremony chaired by  Additional District Collector Bina Mahawar . The premiums were funded by a  non-governmental organization , removing financial barriers for villagers, and the policies were issued by the  public sector insurer, United India Insurance Company Ltd.

Exam-Focused Important Facts:

• Regulator:   IRDAI  is the statutory insurance regulator under the Ministry of Finance.

• National Goal:   'Insurance for All by 2047'  targets universal insurance coverage by India's 100th year of independence.

• Achievement:   Alwar, Rajasthan , is the first district to achieve 100% insurance saturation.

• Model:  The  district-level saturation model  is key to advancing financial inclusion goals.

• Significance:  Insurance coverage is directly linked to enhancing  social security and financial risk mitigation  for citizens.