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20 January 2026 Current Affairs MCQ

A. Arabian Sea near Kochi
B. Bay of Bengal near Chennai
C. Andaman Sea at North Bay
D. Gulf of Kachchh

? Answer: C

Explanation:
Launched in the Andaman Sea (North Bay) , it is strategic for Blue Economy and sustainable fisheries .


Q15. INS Sagardhwani, associated with the Sagar Maitri initiative, is primarily used for:

A. Coastal surveillance
B. Submarine warfare
C. Oceanographic research
D. Amphibious operations

? Answer: C

Explanation:
INS Sagardhwani operates under Defence Research and Development Organisation–NPOL , supporting marine scientific diplomacy .


Q16. The Integrated Road Safety Dashboard developed by IIT Madras supports:

A. Automated vehicle licensing
B. AI-based traffic policing
C. Data-driven road safety governance
D. Highway toll optimisation

? Answer: C

Explanation:
Developed by IIT Madras , it enables evidence-based policymaking to reduce road fatalities .


Q17. Anup Kumar Saha’s appointment as Whole-Time Director of Kotak Mahindra Bank is relevant to which domain?

A. Monetary policy
B. Corporate governance and banking leadership
C. Financial inclusion schemes
D. Cooperative banking

? Answer: B

Explanation:
His appointment (subject to RBI approval) highlights board-level governance and leadership continuity in private banking.

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