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20 January 2026 Current Affairs MCQ

? Answer: B

Explanation:
Jamma Bane lands are forest-linked colonial-era tenures , especially in Kodagu, requiring legal and revenue reforms.


Q8. Jharkhand notified rules under which Act nearly 25 years after its enactment?

A. Forest Rights Act, 2006
B. Panchayati Raj Act, 1992
C. PESA Act, 1996
D. Land Acquisition Act, 2013

? Answer: C

Explanation:
Rules under the Panchayats (Extension to Scheduled Areas) Act, 1996 (PESA) strengthen tribal self-governance in Fifth Schedule areas .


Q9. India–Germany Joint Declaration of Intent (JDI) on Telecom mainly focuses on:

A. Satellite navigation
B. Cyber warfare
C. 5G/6G and trusted digital connectivity
D. Undersea cable security

? Answer: C

Explanation:
The JDI emphasizes future telecom technologies (5G/6G) , digital infrastructure, and technology diplomacy .


Q10. The theme of the 6th ASEAN–India Digital Ministers’ Meeting was:

A. Digital ASEAN 2030
B. Smart Borders, Smart Nations
C. Adaptive ASEAN: From Connectivity to Connected Intelligence
D. Digital Inclusion for All

? Answer: C

Explanation:
The meeting, hosted virtually by Vietnam , aligns with India’s Act East Policy and digital cooperation.


Q11. The Reserve Bank–Integrated Ombudsman Scheme (RB-IOS) 2026 aims to:

A. Merge all banks
B. Regulate NBFC lending rates
C. Simplify grievance redressal across financial institutions
D. Monitor digital currencies

? Answer: C

Explanation:
Issued by the Reserve Bank of India , RB-IOS creates a unified consumer grievance mechanism .


Q12. RBI’s proposal to reopen the licensing window for Urban Co-operative Banks (UCBs) is significant because:

A. It was last open in 2015
B. It was closed after 2004 due to bank failures
C. It applies only to rural banks
D. It replaces scheduled commercial banks

? Answer: B

Explanation:
The licensing window was closed in 2004 following widespread failures, so reopening signals confidence in cooperative banking reforms .


Q13. The Modified Interest Subvention Scheme (MISS) benefits farmers mainly through:

A. Crop insurance subsidies
B. Direct income transfers
C. Short-term loans via Kisan Credit Cards
D. MSP procurement

? Answer: C

Explanation:
MISS ensures affordable agricultural credit , supporting farm income stability via KCC-linked short-term loans .


Q14. India’s first open-sea marine fish farming project was launched in:

Month: 

Category: