• IUCN Status Change:
  • Changing to Least Concern.
  • Conservation efforts have also led to a rise in population by about 28 percent since 1970s.
• Ecological Importance:
  • Tropical marine ecosystems Keystone species.
  • Conserve coral reefs and seagrass meadows and help in biodiversity.
  • Significant cultural, religious, and economic functions at the coasts.

Sharp Rise in Delinquencies:

• Microfinance non-performing loans (PAR 30+) increased to 6.2% in 2024-25 compared to 2.1% in 2023-24 which shows that the sector is becoming more stressed.

Severe Non-Performing Trend:

• The number of loans outstanding by 90+ days (serious NPAs) rose to 4.8 percent in the same period.

"RBI Kehta Hai" Public Awareness Initiative 

• Vitality: "RBI Kehta Hai" (RBI Says) awareness campaign.
• New Channel: Official WhatsApp verified channels were launched to share official updates.
• WhatsApp Numbers:
• 99309 91935 (Newly added)
• 99990 41935 (Already in use)
• Purpose: Access to realize the power of financial information to the population and enhance trust.
• Security Advisory: People were advised to use only blue-ticked verified RBI accounts in order to be genuine.
• Other Source: official site - rbi.org.in.

RBI Expands the Integrated Ombudsman Scheme.

• Scheme: Reserve Bank - Integrated Ombudsman Scheme (RB-IOS)
• Change: The Scope was to be expanded to cover State and Central Co-operative Banks.
• Effective Date: November 1, 2025
• Legal Authority: Section 35A of the banking regulation act, 1949.

RBI Fine on American Express

• Name: American express bank Corp.
• Penalty: 31.80 lakh monetary fine.
• Date: October 1, 2025
• Justification: A breach of the guidelines related to Credit and Debit Cards provided by RBI (2022).
• Ruling: RBI affirmed the charges having considered submissions and representations of bank.
• Legal Force: Section 47A(1)(c) and section 46(4)(i) of the Banking regulation act, 1949.