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RAINMUMBAI: India First Weather Derivative Contract to Fight Monsoon Losses

  • Tracks:  Deviation of actual rainfall from long-period average (LPA) of Mumbai

  • Purpose:  Hedge losses from unpredictable weather and monsoon variability

  • Key difference from insurance:  Settled on observed weather data, not physical loss assessment – faster payouts

  • Sectors that benefit:  Agriculture, power, construction, logistics, tourism, energy


  • FAQs

    Q1: What is RAINMUMBAI?
    Ans:  It is India’s first exchange-traded weather derivatives contract.

    Q2: Which organization launched RAINMUMBAI?
    Ans:  It was launched by the National Commodity and Derivatives Exchange (NCDEX).

    Q3: What is the main purpose of RAINMUMBAI?
    Ans:  It is used to hedge losses arising from unpredictable weather and monsoon variability.

    Q4: Which institution collaborated in developing RAINMUMBAI?
    Ans:  The Indian Institute of Technology (IIT) Bombay collaborated in developing it.

    Q5: What does the RAINMUMBAI contract track?
    Ans:  It tracks the deviation of actual rainfall from Mumbai’s long-period average (LPA) during the monsoon season.

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