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Jan Samarth Portal Celebrates 4 Years: Rs3 Lakh Crore Loans Processed for India Citizens

 269 (as of June 2026).

  • Total applications processed:  Over 54.10 lakh (5.41 million).

  • Total loan amount applied:  Over ?3,00,951 crore.

  • Beneficiaries approved:  Over 49.55 lakh (4.95 million).

  • Total sanctioned amount:  Over ?2,76,493 crore.

  • Key sectors covered:  Agriculture, business, housing, renewable energy, livelihoods.

  • Key schemes included:  PM Mudra Yojana, PM SVANidhi, Kisan Credit Card, Roof Top Solar, ECLGS, Startup Loan, Home Loan for EWS/LIG/MIG, etc.

  • Technology backbone:  India Stack (Aadhaar e-KYC, DigiLocker, UPI, Account Aggregator).

  • Availability:  24x7.

  • Key features:  Inbuilt rule engine, in-principle sanction, real-time data integration, grievance redressal.

  • Nodal ministry:  Ministry of Finance, Department of Financial Services.

  • Objective:  Expand reach of government schemes and streamline credit delivery.

  • Frequently Asked Questions (FAQ)

    Q1: What is the Jan Samarth Portal?
    A: Jan Samarth is a unified digital platform that brings together all credit-linked government schemes. It allows citizens to apply for loans online without visiting multiple bank branches.

    Q2: How many schemes are available on the portal?
    A: The portal currently offers  16 credit-linked central government schemes , covering agriculture, business, housing, renewable energy, and livelihoods.

    Q3: Is the portal available in regional languages?
    A: Yes. The portal is available in  eight languages : English, Hindi, Gujarati, Telugu, Tamil, Marathi, Bengali, and Kannada.

    Q4: How many banks are connected to Jan Samarth?
    A: As of June 2026,  269 Member Lending Institutions  are onboarded, including 12 public sector banks, 20 private banks, 19 NBFCs, 28 regional rural banks, and other lenders.

    Q5: Can I apply for a loan at any time?
    A: Yes. The portal is available  24 hours a day, 7 days a week . You can apply anytime from anywhere.

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