Q1. The newly introduced e-B-4 Visa by India is applicable to which category of foreign nationals?
A. Tourists from ASEAN countries
B. Skilled workers from Europe
C. Business visitors from China
D. Investors from Gulf nations
✅ Answer: C
📝 Explanation:
India introduced the e-B-4 electronic business visa exclusively for Chinese nationals to facilitate structured and legitimate business engagement.
Q2. Who inaugurated the Sanskaar Shaala programme in Guwahati?
A. Assam Chief Minister
B. Union Education Minister
C. Governor of Assam
D. Minister of Culture
✅ Answer: C
📝 Explanation:
The programme was inaugurated by Assam Governor Lakshman Prasad Acharya to promote value-based education.
Q3. RBI has proposed to raise the dividend payout cap for banks to what percentage of net profit?
A. 40%
B. 50%
C. 60%
D. 75%
✅ Answer: D
📝 Explanation:
RBI proposed increasing the dividend payout cap from 40% to 75% , subject to financial and regulatory conditions.
Q4. The Supervisory Data Quality Index (sDQI) score of Scheduled Commercial Banks in September 2025 was:
A. 88.5
B. 89.9
C. 90.7
D. 91.3
✅ Answer: C
📝 Explanation:
RBI reported an improvement in sDQI to 90.7 in September 2025, reflecting better data quality in banks.
Q5. What is the name of Federal Bank’s new brand identity launched in 2026?
A. Blue Horizon
B. The Fortuna Wave
C. BankNext
D. Digital Crest
✅ Answer: B
📝 Explanation:
Federal Bank unveiled ‘The Fortuna Wave’ to signal modernization and future readiness.
Q6. Which bank launched the ‘Safety Centre’ feature on its mobile banking app open ?
A. ICICI Bank
B. HDFC Bank
C. Axis Bank
D. Yes Bank
✅ Answer: C
📝 Explanation:
Axis Bank introduced the Safety Centre to help customers identify and prevent suspicious activities.
Q7. HDFC Bank integrated the Digital Rupee (e₹) into which platform?
A. PayZapp
B. SmartGateway
C. Bharat QR
D. UPI Lite
✅ Answer: B
📝 Explanation:
HDFC Bank integrated CBDC (e₹) into its merchant payment platform SmartGateway .
Q8. Abhishek
Month: Current Affairs - January 10, 2026
Category: