efficiency
D. Forex transaction monitoring
Answer: B
Explanation:
AI-based Video KYC (VKYC) improves digital onboarding , enhances AML/KYC compliance , and supports last-mile financial inclusion .
Q8. The MoU between Bank of Baroda and IIFCL focuses on:
A. MSME refinancing
B. Joint lending and loan syndication for infrastructure
C. Green bond issuance
D. Export credit insurance
Answer: B
Explanation:
The partnership supports large infrastructure financing through joint lending models , addressing long-term capital needs.
Q9. Greenhouse Gas Emission Intensity (GEI) targets notified in 2026 are linked with:
A. National Adaptation Fund
B. Nationally Determined Contributions (NDCs)
C. Carbon Credit Trading Scheme
D. National Afforestation Programme
Answer: C
Explanation:
GEI targets under the Carbon Credit Trading Scheme promote market-based climate action , focusing on emission intensity , not absolute emissions.
Q10. Which concept best distinguishes emission intensity from absolute emissions ?
A. Total emissions per capita
B. Emissions per unit of economic output
C. Sector-wise emission ceilings
D. Annual emission reduction targets
Answer: B
Explanation:
Emission intensity measures emissions per unit of GDP/output , allowing economic growth with cleaner production.
Q11. The Global Risks Report 2026 is published by:
A. World Bank
B. International Monetary Fund
C. World Economic Forum
D. United Nations Development Programme
Answer: C
Explanation:
The WEF’s Global Risks Report is frequently used in GS-III answers and essays , covering geopolitics, climate risks, and AI disruption.
Q12. India’s first privately built national Earth Observation satellite constellation is led by:
A. Skyroot Aerospace
B. ISRO
C. Agnikul Cosmos
D. Pixxel Space
Answer: D
Explanation:
Pixxel Space leads this initiative, marking a milestone in NewSpace , private EO capability , and space sector liberalisation .
Q13. China’s Fengyun-3D satellite recently contributed to monitoring:
A. Tropical cyclones
B. Arctic permafrost
C. Disintegration of iceberg A23a
D. Ocean salinity patterns
Answer: C
Explanation:
Fengyun-3D tracked the final disintegration stage of iceberg A23a , highlighting satellite-based climate and polar monitoring .
Q14. India’s delivery