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19-12-2025 Current Affairs MCQ

Q1. Ponduru Khadi, recently granted the GI tag, is associated with which state?

A. Telangana
B. Tamil Nadu
C. Andhra Pradesh
D. Odisha

Answer: C. Andhra Pradesh
📖 Explanation: Ponduru Khadi is a traditional handspun and handwoven cotton fabric originating from Andhra Pradesh , now protected under the Geographical Indication (GI) Act.

Q2. Under the “One State–One RRB” policy, how many Regional Rural Banks were consolidated across India?

A. 19
B. 21
C. 24
D. 26

Answer: D. 26
📖 Explanation: The Department of Financial Services consolidated 26 RRBs across 11 States/UTs , effective 1 May 2025 , to improve operational efficiency and governance.


Q3. The RBI’s “Handbook of Statistics on Indian States 2024–25” is significant because it:

A. Focuses only on fiscal deficit
B. Covers district-level statistics
C. Provides comparable state-wise economic data
D. Is released annually

Answer: C. Provides comparable state-wise economic data
📖 Explanation: The handbook offers a consolidated and comparable statistical database for Indian States and UTs.


Q4. According to information presented in the Rajya Sabha, how many States are projected to have a debt-to-GSDP ratio of 35% or more in FY26?

A. 7
B. 9
C. 11
D. 14

Answer: C. 11
📖 Explanation: 11 States are projected to cross the 35% debt-to-GSDP threshold , raising concerns over fiscal sustainability.


Q5. SBI signed a €150 million Line of Credit with which institution to finance climate-friendly projects?

A. World Bank
B. Asian Development Bank
C. European Investment Bank
D. KfW Development Bank

Answer: D. KfW Development Bank
📖 Explanation: SBI partnered with Germany’s KfW Development Bank to support climate-friendly energy generation projects in India.


Q6. Which bank launched the “Global Savings Account” for NRIs, allowing deposits in USD and EUR?

A. Axis Bank
B. ICICI Bank
C. IDFC First Bank
D. HDFC Bank

Answer: C. IDFC First Bank
📖 Explanation: IDFC First Bank introduced this account to help NRIs hold foreign currency earnings conveniently.


Q7. The Government of India announced an Offer for Sale (OFS) to divest up to 3% stake in:

A. Punjab National Bank
B. Indian Bank
C. Bank of Maharashtra
D. Indian Overseas Bank

Answer: D. Indian Overseas Bank
📖 Explanation: The OFS is part of the government’s disinvestment strategy in public sector banks.


Q8. Sai Jadhav created history by becoming:

A. First woman

Month: 

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