13 February Current Affairs

• Released by Georgetown Institute for Women, Peace and Security + PRIO

• Measures women’s inclusion, justice, security

Exam Focus:

• Gender & development indicators

• Human security frameworks

Corruption Perceptions Index (CPI) 2025

• Released by Transparency International

• Assesses perceived public sector corruption across 182 countries

Exam Relevance:

• Governance quality metrics

• Global ranking-based questions

UBS Billionaire Ambitions Report

• Global Wealth: $15.8 trillion (2025)

• Growth: 13% YoY increase

Exam Angle:

• Wealth inequality debates

• Capital concentration trends

🔶 Banking & Financial Regulation

RBI – UCB Lending Rule Review

• Focus on:

  • Housing loans

  • Unsecured loan limits

Conceptual Relevance:

• Cooperative banking risk management

• Financial stability

RBI Committee – Business Correspondents (BCs)

• Objective: Strengthen regulatory framework

Exam Linkage:

• Last-mile financial inclusion

• Banking correspondents model

Recovery Agent Regulations – RBI Harmonisation

• Applies to:

  • Banks

  • NBFCs

  • Digital lenders

Significance:

• Borrower protection

• Ethical debt recovery practices